In the busy streets of Los Angeles, ridesharing apps are getting more popular. As the number of people who use these ridesharing apps increases, there is also an increase in the number of car accidents. If there is an accident involving ridesharing apps, can the passengers, pedestrians, and other drivers sue Lyft or Uber for their injuries?
You are entitled to compensation if you got injured in a ridesharing vehicle. You are also entitled to compensation if one of your passengers got injured. If this happens, are you going to file the claim on the driver’s insurance or the rideshare company’s insurance? If you need help, consult with a personal injury attorney to help you with the claim.
Rideshare companies like Uber and Lyft, have specific policies for the accident. Here are some of the policies that they have:
If The Driver Does Not Have The App Turned On
If the accident happened when the driver does not have the app on, or they haven’t connected with a passenger, the driver is not covered by the ridesharing company insurance. In this case, the driver is only covered by their insurance company.
When The App Is On And The Driver Is Waiting For A Request
If the rideshare driver is looking at his phone while waiting, then the driver is at fault for the accident. If the rideshare driver is at fault for the accident, the driver is covered by his insurance company and Uber and Lyft’s contingent liability insurance. The coverage includes medical bills, property damage, vehicle, and others.
If Uber or Lyft’s insurance company doesn’t cover the damages, the company insurance will be able to cover the costs. The coverage includes $50,000 per person or $100,000 per accident for bodily injury. The coverage also consists of a $25,000 per accident for property damage.
When The Driver Is On The Way to Pick Up A Passenger or During An Active Trip
If the accident happened when the driver was on his way to pick up a passenger or during an active trip, the rideshare company has a coverage of $1,000,000 in liability coverage per accident. This includes the medical bills and the damages done to the property. There is also a $1,000,000 in uninsured or underinsured coverage. If another driver caused the accident and the driver is either uninsured or underinsured, then this $1,000,000 coverage will include the driver and the passengers. This coverage also covers hit and runs.
Rideshare Drivers Are Not Employees
The rideshare drivers are independent contractors and not employees. Uber and Lyft had their drivers sign an agreement stating that they are responsible if a passenger, a pedestrian, or other drivers sue. Both ridesharing companies have user agreements that say that they will not be held liable for damages or losses.
Suing the Rideshare Company For More Than $1,000,000
A million dollars seems to be a lot, but if you suffered a catastrophic injury or wrongful death, the amount isn’t significant. The amount will just be used to pay for medical bills, pain, suffering, and the loss of the main provider of the family. An excellent personal injury lawyer can help you go against these big ridesharing companies if they can prove that the driver is an employee and not an independent contractor.